What could personal injury compensation do for you?

What is classed as personal injury?

A personal injury is when you suffer an injury due to an accident which was not your fault. This means you may be able to make a personal injury claim. You can suffer a personal injury to any part of your body, such as your:

• head
• brain
• neck
• back
• arms
• legs
• feet
• hands

There are many types of accidents which can result in a personal injury. For example:

• an accident at work
• a road traffic accident
• through medical negligence
• an accident in public
• an accident at home

How can an injury affect you financially?

If you suffer a personal injury, it can really affect your financial situation. With the high cost of living and high inflation rate in the UK, anything that affects your finances is particularly tough. Unfortunately, when you suffer a personal injury it can cause financial losses due to:

• any inability to work 
• needing to pay medical expenses 
• buying equipment to adapt to changes your personal injury requires you to make. 
• Travel costs involved in attending medical appointments or treatment.

In addition to a personal injury affecting you financially, a personal injury can also cause huge emotional and mental stress. For example, 7 out of 10 people from a study of 1000 suffering a personal injury which was not their fault, had mental health issues as a result. This can lead those who suffer a personal injury to take time off work.

What can you claim for personal injury?

When claiming personal injury compensation, you can claim compensation for general damages and special damages. 

General damages cover the pain from your injury as well as the likely time it will take for you to recover. It also covers what you may no longer be able to do as a result of the personal injury. This we term “loss of amenity”.

Special damages, however, take into account financial losses resulting from your injury. For example:

• loss of earnings due to being forced to take time off work
• any expenses you had as a result of your personal injury 
• changes you had to make to your life due to the effects of your personal injury

How much compensation can you get for personal injury?

Each claim is different and depends on the circumstances of the personal injury. However, at National Accident Helpline, we have a compensation calculator which helps you to work out in advance how much compensation you might be able to claim for your personal injury. 

Our compensation calculator is easy to use. You just need to honestly answer 6 parts. This involves you being asked about the loss of earnings and expenses relating to your personal injury, so try to be as accurate as possible and have this information to hand. 

Is it worth claiming compensation? 

At National Accident Helpline, we strongly believe it is worth claiming compensation when you suffer a personal injury. However, unfortunately, there are many myths about personal injury compensation claims which simply are not true. These are causing those who suffer a personal injury to fail to claim what they may be owed.  For example, many people think that if they make a personal injury compensation claim:

• they will have to go to court: UNLIKELY - only 5% of our personal injury claims require court attendance
• it will cost too much to make a claim: FALSE - with National Accident Helpline, when you make a no win no fee claim with us your personal injury lawyer will take out insurance on your behalf that will cover all your claim costs and expenses including medical report fees, court fees and any barrister fees; so long as you comply with their terms and conditions, you won't have to pay any costs upfront, and there are no hidden surprises.
• it will be too complicated: NOT TRUE - our advisors and solicitors explain things clearly and ensure they do not use confusing jargon
• others will think they are after easy money: FALSE - if you suffer a personal injury at the fault of another you deserve to be compensated. Claiming also brings awareness to the problem to prevent someone else experiencing the same fate
• they will get sacked if it is an accident at work claim: ILLEGAL - your employer is breaking the law if they sack you as a result of making a personal injury compensation claim

How can compensation help?

At National Accident Helpline, we have seen firsthand how making a personal injury compensation claim can help you after you suffered a personal injury. After all, we have been helping people like you to make personal injury compensation claims for over 30 years. 

When you make a compensation claim for a personal injury, it can bring your life back to where it was before the accident happened. The money you get from compensation can help:

• compensate your pain
• make up for the expenses the personal injury caused
• replace money you paid for medical assistance
• make up for the loss of earnings when you could not work
• Ensure you can afford to make your home accessible while you recover
• allow you to afford private health care such as a private physiotherapist instead of waiting long times with the NHS
• ensure others do not suffer like you did as a compensation claim may help the person or body responsible learn from their mistake
• make you feel some justice has come after your personal injury